Introduction
Welcome to Real Life 101! At this website, found at https://reallife101.org, the focus is on providing visitors with expert and actionable advice on personal finance. To enhance visitor experience, cookies are utilized—small text files stored on devices to collect and remember information about visits and preferences.
Cookies are essential for improving website functionality and visitor experience. These tools help in understanding how visitors interact with content, enabling the customization of offerings and presentation of more relevant and useful information. This policy outlines the details of cookie usage and provides guidance on managing preferences.
Types of Cookies Used
Essential Cookies
These cookies are critical for the operation of Real Life 101. They enable basic functions like page navigation and access to secure areas of the website. Without these cookies, the website cannot function properly. Examples include session cookies that maintain user states across page requests.
Performance and Analytics Cookies
Real Life 101 utilizes these cookies to track website traffic and user interactions. This data helps in analyzing and understanding how visitors engage with the site, which in turn aids in improving the website’s layout, content, and performance. For instance, Google Analytics cookies compile reports on website activity and user behavior.
Functional Cookies
These cookies help in remembering the choices visitors make on Real Life 101, such as names and email addresses entered in the newsletter subscription popup. This information allows the website to provide more personalized features and to tailor the website experience to visitor preferences.
Cookie Management
Visitors to Real Life 101 have control over the use of cookies. Web browsers typically offer the option to refuse cookies and to delete cookies already stored on your device. Below are instructions on how to manage cookie settings in various browsers:
- Google Chrome: Access the menu in the upper right corner, select “Settings,” navigate to “Privacy and security,” click “Cookies and other site data,” and adjust your cookie preferences.
- Mozilla Firefox: Click the menu button, choose “Options,” select “Privacy & Security,” and manage your cookie settings under “Cookies and Site Data.”
- Apple Safari: Go to “Safari” in the menu bar, select “Preferences,” and then “Privacy” where you can manage settings for cookies.
- Microsoft Edge: Click on the three dots in the upper right corner, select “Settings,” navigate to “Cookies and site permissions,” then choose “Manage and delete cookies and site data.”
For browsers not listed above, consult the help section of the browser or visit the browser’s official website for guidance.
Please note that disabling cookies may impact the functionality of Real Life 101. Essential cookies, for example, are crucial for running basic functions like site navigation and accessing secure areas. If these are disabled, some parts of the site might not operate as intended.
Third-Party Cookies
Real Life 101 incorporates services provided by third-party companies that may also use cookies to enhance user experience, provide additional functionality, or gather analytics data. These third-party cookies are subject to their respective privacy policies, and here we outline some of the primary third-party services used on our site:
- Google Analytics: Google Analytics is employed to understand how visitors engage with the website. This service uses cookies to track visitor behavior, such as page views, traffic source, and time spent on the website. The data collected helps improve the overall user experience. Google’s privacy policy provides more information on how data is collected and processed.
- Google AdSense (if applicable): Google AdSense uses cookies to serve ads based on a user’s previous visits to this and other websites. It enables Google and its partners to serve ads based on their visit to this site and/or other sites on the Internet. Users may opt out of personalized advertising by visiting Ads Settings.
- Social Media Widgets: Widgets for social media platforms like LinkedIn, WhatsApp, Facebook and Instagram may be present on Real Life 101 to facilitate sharing of content via social media networks. These widgets may set cookies that recognize users to provide a personalized experience.
The use of these cookies by third-party vendors is not covered by the Real Life 101 cookie policy. We recommend reviewing the respective privacy policies of these third-party vendors to further understand their procedures for collecting, using, and disclosing personal information.
Consent
Obtaining Consent:
When visitors first arrive at Real Life 101, a popup dialogue box appears on the homepage or any landing page from search results, informing them about the use of cookies on the website. This popup includes an option to accept cookies, which implies consent to the storing and processing of data according to this cookie policy. If visitors choose to continue browsing without explicitly accepting, it will be taken as implicit consent to use non-essential cookies based on the settings they have configured in their browser.
Withdrawing Consent:
Visitors have the right to withdraw their consent for cookie usage at any time. This can be done by adjusting the cookie settings in their browser to refuse the use of cookies or delete cookies already stored on their device. For detailed instructions on how to do this, please refer to the Cookie Management section of this policy. Please be aware that withdrawing consent for essential cookies may affect the functionality of the website.
Changes to the Cookie Policy
Real Life 101 reserves the right to update this cookie policy as necessary to reflect changes in legal requirements, our cookie usage practices, or advances in technology. Any modifications will be posted on this page along with the updated revision date. We encourage visitors to periodically review this policy to stay informed about how we are protecting the personal information we collect. Significant changes to the policy will be communicated more prominently, such as through a notice on the website’s homepage or an email notification to subscribed users.
Contact Information
If you have any questions or concerns about this cookie policy or the use of cookies on Real Life 101, please feel free to reach out for further clarification or assistance. Contact can be made directly via email to reallife101contact@gmail.com. We are committed to addressing all inquiries promptly and providing the necessary support regarding our cookie usage and management.